Early access originally posted on August 13 for $5+ patrons.
In the last reflection, we were looking at the idea of savings, and how one of the goals that can be achieved using the tool of savings is breaking the paycheck to paycheck cycle.*
Of course, there’s a lot more to achieving that goal, but one of the very early, very essential steps is to be realistic and focused on the specific goal you want to achieve. Part of that comes from awareness, looking back at the last few months of income and expenses: knowing if you tend to spend more than you bring in (in income, not loans or credit cards), knowing by how much, and knowing where the money is going.
There’s this piece of advice that sometimes seems really tired or futile or useless, and that is to invest whatever you can, even just $10 per month…
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